Network Compliance Tracking: Visa & Mastercard Bulletin Management

Proactively manage card network updates, all in one place.

Bulletins from Visa, Mastercard, and other networks are piling up. Many are complex. Some demand action. Others just create noise. The Kajo Network Compliance Tracking platform (created by Rivero) brings clarity, accountability, and peace of mind, helping your teams stay compliant, aligned, and efficient.

Stay ahead of compliance, without drowning in bulletins.

Network compliance, also called scheme compliance in other markets, covers the same workflow either way: tracking network bulletins, mapping mandates to your programs, and coordinating teams to act on time. Kajo normalizes these references so teams can manage network compliance through one shared process.

CRG is Rivero's strategic partner in the Americas, and we bring our deep compliance expertise and local support to help you get the most from your Kajo experience.

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Screenshot of the Kajo Network Compliance Tracking dashboard.

Why It Matters

The volume of bulletins is increasing. So are the risks of missing something important.

Visa and Mastercard published over 30% more bulletins in the past year, and the volume continues to rise. Yet most compliance teams still handle them through shared drives, spreadsheets, and interpretation done in isolation. The gap between bulletin volume and team capacity is widening.

Illustration of a blue megaphone surrounded by scattered paper, representing the overwhelm of incoming network bulletins.

Missed bulletins

Non-compliance exposure, direct network penalties, and surprise assessments that hit the P&L without warning. Findings can stack across multiple bulletins and often recur monthly until the underlying issue is remediated.

Manual admin workload

Up to 40% of stakeholder time is consumed by routing, tagging, and identifying which teams need to act on each bulletin. That workload scales linearly with volume, and the share spent on interpretation and coordination grows even faster.

Cross-team misalignment

Product, engineering, and operations interpret the same bulletin differently. Small inconsistencies compound into audit findings and penalty exposure that could have been avoided. When a bulletin lands in three separate email threads, alignment becomes the exception rather than the norm.

Signal-to-noise

Without prioritization, every bulletin gets treated the same way. Meetings run without clarity on which items actually require a decision, which need action, and which are informational only. Teams end up over-processing low-relevance changes and under-processing the ones that matter.

What We Offer

A smarter, more efficient way to stay on top of network announcements, and stay compliant.

Centralized Bulletin Tracking

All your bulletins in one place: searchable with powerful filters, sortable, and easily accessible.

Automated Impact Assessment

Kajo automatically assesses the relevance and impact of each mandate on your business, backed by expert-curated mapping so you can act with confidence.

Automated Stakeholder Coordination

Get the right info to the right people. Based on your workflows, our tool suggests who to involve and supports seamless, chat-style collaboration.

Live Compliance Dashboard

Know where you stand. Track open tasks, review completed actions, and monitor compliance health, with less admin work.

Real-Time Alerts & Notifications

Act as soon as updates land, with email notifications and action prompts that keep you ahead of deadlines and risks.

Optional Integrations

Works alongside your existing tools, with optional integrations into platforms like ServiceNow and Jira.

Designed For

Issuer and Acquirer Compliance Teams

Network Relationship Managers

Legal & Risk Leaders

Operational Teams Impacted by Rule Changes

Laptop on a desk displaying financial charts and graphs, illustrating the commercial impact of proactive compliance.

The Result

Tracking announcements isn't just about being organized. It's about protecting your bottom line.

Catch new fees before they show up on an invoice.
Avoid non-compliance fines by never missing critical updates.
Prevent misunderstanding of new rules that could trigger penalties or operational missteps.
Reduce costly remediation by addressing compliance proactively, not reactively.
Free up internal resources by eliminating hours of manual work.
Improve meeting efficiency and reduce back-and-forth between teams.

Partnership

At CRG, we bring global innovation closer to home. That's why we've partnered with Rivero, the European fintech behind Kajo, a leading network compliance platform already trusted by UBS, Worldline, Rabobank and other major institutions, now expanding into the Americas.

As Rivero's strategic partner in the region, CRG is your US-based single point of contact for Kajo in the Americas. Our network compliance consulting team, led by Martha Rhine, can provide the expertise and support to accelerate adoption and results.

With CRG, you have access to:

A US-based partner to guide you in exploring, implementing, and scaling Kajo.
Specialist compliance and payments economics expertise to help maximize impact.
Consulting and hands-on support during discovery and implementation.

Kajo is built by Rivero. CRG makes it work for you. Talk to us today and see how Kajo can simplify your compliance.

Business professionals discussing data on multiple laptops and screens during a working session.

FAQs

Frequently asked questions

1What is the difference between network compliance and scheme compliance?

Two names for the same workflow. In the US, the discipline of tracking Visa and Mastercard bulletins, interpreting mandates, and coordinating internal response is called network compliance. In the UK, Europe, Australia, and elsewhere, the identical work is called scheme compliance, because those markets refer to the networks as schemes. The bulletins, mandates, and deadlines are exactly the same; only the label changes by region.

2What does Kajo Network Compliance Tracking do?

Kajo centralizes Visa, Mastercard, and other network bulletins (scheme bulletins outside the US) in one searchable, filterable place. Expert mapping flags which bulletins matter for your business, automated stakeholder coordination routes the right items to the right people, and a live dashboard tracks open tasks, completed actions, and compliance health. Real-time alerts mean you act as updates arrive rather than discovering them after the deadline.

3Who is Kajo built for?

Compliance teams at issuers and acquirers, network relationship managers, legal and risk leaders, and operational teams impacted by rule changes. Whether your organization frames the work as scheme compliance or network compliance, the workflow is the same and Kajo serves both.

Deep dive

Practitioner reading on network compliance

In-depth articles from Steven Leitman on card network economics, interchange, and compliance strategy.

Ready to optimize your network fees?

Our team of seasoned experts is here to help you gain control of your payment card costs. Let us show you how CardTraq can optimize your compliance and network fee management to deliver significant savings.

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Network Compliance Tracking from Kajo