Optimize Your Card Economics With Actionable Insights on Network Invoices

Payment card networks continuously update their pricing and compliance requirements.

Staying current is a time-consuming and laborious process, and failure to do so can lead to expensive and recurring fees.

We’ve saved clients millions in fees (both already incurred and ongoing).

Our Network

Our experts have supported many of the world's leading payments organizations

Our Solution
Illustration of a computer monitor displaying various charts and graphs, including a pie chart, line graphs, and bar chart, next to a keyboard and pens in a pot.
CardTraq logo featuring two overlapping blue rectangles next to the text 'CardTraq' in gradient blue.

Our fee analysis platform helps clients to analyze and monitor invoices, supported with specialist knowledge, putting them in control of network fees and compliance programs.

We are saving our issuer, acquirer, ISO and fintech clients millions in network fees, every year.

Our SaaS solution requires zero integration with bank systems, and ingests zero sensitive cardholder data.

Our Team

CardTraq is a CRG business created in partnership with Pinnacle Payment Consulting, based on over 100 years of card network economic and real-world compliance experience.

 

Steven Leitman

Co-founder & CEO

Steven is a former Amex and Visa executive and Deloitte Strategy consultant with a breadth of Payment experience. He founded CardTraq and leads the consulting practice at CRG, focused on creating impactful solutions to card economics challenges.

Martha Rhine

Payments Compliance Lead

Martha has 30+ years’ experience in worldwide acquiring & issuing services, interchange and card compliance, PCI data security, product management, project management, risk management, and regulatory compliance (AML, privacy).

Ian Coles

Pinnacle Strategic Partner

Ian is the MD of Pinnacle Payment Economics Consulting, and has 30+ years’ experience in credit and payments, with extensive knowledge of payment economics and P&L management, previously at Santander UK, Mastercard, and HSBC.

Adam Hozaifa

Pinnacle Strategic Partner

Adam has 15+ years’ experience in payments strategy & commercial consulting, with extensive experience of scheme fees, interchange, issuer and acquirer P&L drivers, complex financial modelling, previously at Mastercard, Visa, KPMG, Deloitte.