Optimize Your Card Economics And De-Risk Your Network Compliance
Payment card networks continuously update their pricing and compliance requirements.
Staying current is a time-consuming and laborious process, and failure to do so can lead to expensive and recurring fees.
We’ve saved clients millions in fees (both already incurred and ongoing).
Our experts have supported many of the world's leading payments organizations
Typically, specialist knowledge is needed to fully interpret network fees and understand options for reducing them.
Our fee analysis platform, helps client to analyze and monitor invoices, putting them in control of network fees and compliance programs.
CardTraq is a CRG business created in partnership with Pinnacle Payment Consulting, based on over 100 years of card network economic and compliance real-world experience.
Steven Leitman
Co-founder & CEO
Steven is a former Amex and Visa executive and Deloitte Strategy consultant with a breadth of Payment experience. He founded CardTraq and leads the consulting practice at CRG, focused on creating impactful solutions to card economics challenges.
Martha Rhine
Payments Compliance Lead
Martha has 30+ years’ experience in worldwide acquiring & issuing services, interchange and card compliance, PCI data security, product management, project management, risk management, and regulatory compliance (AML, privacy).
Ian Coles
Pinnacle Strategic Partner
Ian is the MD of Pinnacle Payment Economics Consulting, and has 30+ years’ experience in credit and payments, with extensive knowledge of payment economics and P&L management, previously at Santander UK, Mastercard, and HSBC.
Adam Hozaifa
Pinnacle Strategic Partner
Adam has 15+ years’ experience in payments strategy & commercial consulting, with extensive experience of scheme fees, interchange, issuer and acquirer P&L drivers, complex financial modelling, previously at Mastercard, Visa, KPMG, Deloitte.